Hurricane & wind damage
From Helene to Ian to seasonal nor'easters — we handle wind, named-storm, and hurricane-deductible disputes across the SC coast.
We're South Carolina property damage attorneys. We fight insurers who lowball homeowners after hurricanes, hail, fire, and water damage — and we don't get paid unless you do.
Why this is happening
After a hurricane or major storm in South Carolina, insurance carriers face thousands of claims at once — and their playbook is well-rehearsed. They delay. They send adjusters who undercount damage. They quietly close files. They make lowball offers when you're exhausted and just want it to end.
You don't have to accept that. South Carolina law gives policyholders specific protections — including a duty of good faith and fair dealing — and most homeowners have no idea how much leverage that gives them once an attorney is involved.
"Within two weeks of hiring them, the adjuster came back out. Within two months, my claim was paid in full — about 4× what State Farm originally offered."— Marcus T., Mount Pleasant · Hail Damage Roof Claim
What we handle
If your damage is property-related and your insurer isn't paying what they should, we should talk.
From Helene to Ian to seasonal nor'easters — we handle wind, named-storm, and hurricane-deductible disputes across the SC coast.
Carriers love to call hail damage "cosmetic" or blame "old shingles." Independent inspections usually tell a very different story.
Sudden discharges, frozen pipe bursts, supply-line failures, and the mold and structural damage that follows.
Smoke and soot damage is routinely undervalued. We document the full scope so the rebuild matches what your policy promised.
A denial letter is not the end of the road. Most denials we see have legal weaknesses worth challenging.
When the offer doesn't come close to actual repair costs, or the insurer drags its feet, SC bad-faith law can multiply what's owed.
Why homeowners choose us
We don't represent insurance companies. Ever.
That's not a marketing line, it's a structural choice.
Some firms switch sides depending on the case. We only represent homeowners and businesses against insurers — full stop.
We work on contingency. There's no retainer, no hourly bill, and no fee unless we recover money for you.
Based in Charleston with attorneys serving homeowners across South Carolina. We know the SC carriers, adjusters, building codes, and courts.
How it works
Most clients are surprised how little they have to do once we're involved.
Free, confidential conversation. Bring your policy and any letters from the insurer if you have them.
We send our own adjusters and engineers to document the real scope of damage — often the moment things change.
We present the carrier with a documented demand. Many cases resolve here without ever going to court.
If they still won't pay fairly, we file suit in SC court — with the resources to take it all the way.
Recent results
Every case is different — but these are the kinds of recoveries we secure for SC homeowners when we push back on a lowball offer or wrongful denial.
Past results do not guarantee future outcomes. Each case is evaluated on its specific facts and policy terms.
What clients say
"I was about to accept $11,000 from my carrier for a roof I'd been quoted $38,000 to replace. Property People Law got me $46,500 and handled the whole thing. I literally never spoke to the adjuster again."
"They were calm, clear, and didn't talk down to me. Within a day I knew what my options were. Six months later my house was actually fixed — not patched."
Common questions
Nothing upfront. We work on a contingency fee — meaning we only get paid a percentage of what we recover for you. If we don't recover money, you owe us nothing.
Usually no. A denial isn't a court ruling — it's the insurer's opening position. South Carolina has time limits to file suit (typically tied to your policy's "suit limitation" clause and state statute), so the sooner you call, the more options we have.
You're allowed to — but be careful. Recorded statements and casual phone calls are routinely used to limit or deny claims. If you've already spoken with them, that's fine — just tell us exactly what was said.
Many claims resolve in 60–120 days once we're involved. Bad-faith cases that go to litigation can take longer. We'll give you an honest timeline after we review your policy and the carrier's file.
No. If your claim is wrongly denied or significantly underpaid, it's worth a free call — even smaller residential claims can have big bad-faith leverage under SC law.
Statewide — including Charleston, Mount Pleasant, Columbia, Greenville, Myrtle Beach, Hilton Head, Beaufort, and surrounding areas. We come to you when needed.
Ready to talk?
Tell us what happened. We'll review your policy and the carrier's response — and tell you straight whether we think you have a case. Free, confidential, no obligation.