Hurricane & wind damage
Representation for SC homeowners whose hurricane damage insurance claims have been denied, delayed, or underpaid — including named storms and tropical systems along the SC coast.
We're South Carolina property damage attorneys. We represent SC homeowners against insurance companies that deny, delay, or underpay claims after hurricanes, hail, fire, water damage, and bad-faith disputes — and you pay no attorney fees unless we win.
Why this is happening
After a hurricane or major storm in South Carolina, insurance carriers face thousands of claims at once — and their playbook is well-rehearsed. They delay. They send adjusters who undercount damage. They quietly close files. They make lowball offers when you're exhausted and just want it to end.
You don't have to accept that. South Carolina law gives policyholders specific protections — including a duty of good faith and fair dealing — and most homeowners have no idea how much leverage that gives them once an attorney is involved.
What we handle
If your home was damaged and your insurance company isn't paying what your policy owes you, we can help.
Representation for SC homeowners whose hurricane damage insurance claims have been denied, delayed, or underpaid — including named storms and tropical systems along the SC coast.
Insurance claim representation for hail damage to roofs, siding, gutters, and windows — common in the SC Upstate and Midlands.
Burst pipes, appliance failures, rain intrusion, and plumbing leaks — when the carrier won't pay what your policy owes.
Full fire claim representation including structural damage, contents, additional living expenses, and smoke damage.
Flood insurance claim disputes and NFIP policy reviews for coastal and inland flooding events.
When an insurance company knowingly violates its duty to investigate and pay fairly, SC law allows recovery beyond the policy amount — including penalties.
Local roots
Property People Law's Charleston office is on King Street — the historic commercial heart of the Lowcountry. We chose Charleston because that's where the carriers and adjusters and policyholders we represent are. There's no national call center between you and your attorney.
Why homeowners choose us
We don't handle real estate transactions, personal injury, or family law. Every attorney here works property insurance claims — full stop.
Several of our attorneys previously defended insurance carriers. We know the playbook because we used to write it — now we use that knowledge for policyholders.
You'll work with attorneys licensed and based in South Carolina, who know SC carriers, adjusters, and courts — not a generalist national firm.
Meet the attorneys
The attorneys at Property People Law represent every client personally — no handoffs to junior associates after intake.
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Our process
Most claims don't require litigation. Here's how we typically resolve a denied or underpaid SC property insurance claim.
We read your full policy and the carrier's denial letter or estimate. You'll know what your coverage actually says — in plain English — before you decide anything.
Independent inspections and contractor estimates — often the same evidence the carrier ignored or undercounted the first time.
Once we're involved, the carrier knows the file is heading toward formal proceedings if it isn't paid fairly. Many claims resolve at this stage.
If the carrier still won't pay what's owed, we file suit in SC court — including bad-faith claims when the law supports it.
Recent results
This section will display 3–4 representative case recoveries with anonymized client info (city + claim type only). Each figure must be verified by the managing partner before publication. Required disclaimer language is included in the design and shown below the case figures: "Past results do not guarantee future outcomes. Each case is evaluated on its specific facts and policy terms."
What clients say
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Common questions
Nothing upfront. We work on a contingency basis for property damage insurance claims — you pay no attorney fees unless we win your case. The initial consultation is always free.
Yes. Denied, delayed, and underpaid hurricane claims are our specialty. If a SC insurer has denied your claim — including for named storms, wind damage, or water damage after a hurricane — we review your policy at no cost and explain your options.
Bad faith is when an insurance company doesn't just deny your claim — they knowingly violate their legal duty to investigate and pay claims fairly. If we prove bad faith, SC law allows recovery beyond the policy amount, including penalties. We handle bad faith insurance cases for SC policyholders.
Yes. We represent South Carolina homeowners across the state — Charleston, Columbia, Greenville, Myrtle Beach, Spartanburg, and surrounding areas. We also handle property damage insurance disputes throughout SC and are expanding into Kentucky and North Carolina.
You're allowed to — but be careful. Recorded statements and casual phone calls are routinely used to limit or deny claims. If you've already spoken with them, that's fine — just tell us exactly what was said when we review your case.
Sí. We have Spanish-speaking staff and can handle your insurance claim in Spanish or English. Call (844) 776-7364 for a free consultation. Tenemos personal que habla español y podemos manejar su reclamo de seguro en español o inglés.
Ready to talk?
Tell us what happened. We'll review your policy and the carrier's response — and tell you straight whether we think you have a case. Free, confidential, no obligation.